Delta Debit Card or Visa Delta is a major debit card issued by Visa in the United Kingdom. Of the major banks in the UK, the ones issuing debit cards under the Visa Delta scheme are: Barclays Bank, Lloyds TSB, Abbey and Halifax Bank of Scotland who abandoned Switch due to a delay in chip and pin rollout. The scheme is also used by many smaller banks and building societies including the Coop Bank, Alliance & Leicester and Nationwide.
The card can be used just like a Visa credit card both internationally and in the UK. Retailers in the UK can however accept the card as a debit card rather than a normal Visa card. In this case, the store is not charged a percentage, but rather a fixed charge of around 50p per transaction. All transactions are in any case processed through the Visa clearing system, using the same card number, distinguising it from other national debit card schemes which can be combined with Visa on a debit card, like Carte Bancaire in France and BankAxept in Norway, where the card in fact contains credentials for two distinct charging systems.
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